Car accidents can result in significant injuries such as brain injuries, spinal cord injuries, internal injuries, fractured bones, lacerations, and soft tissue injuries, among others. Your health should be your top priority if you have been critically injured in a vehicle accident. Unfortunately, many people worry about how to pay for medical care, which hinders them from completely focusing on their rehabilitation.
Here are some pointers to assist you figure out how to handle your medical costs following a California vehicle accident. If you need help from a personal injury attorney, contact The Law Offices of Larry H. Parker at 800-333-0000 for a free legal consultation.
Do not refuse or postpone medical treatment
Even if you don’t know how you’ll pay for it, it’s critical to get medical attention as soon as possible following a vehicle accident. There is more at stake than your health if you do not receive this treatment.
After an automobile accident, insurance adjusters frequently use “delay in treatment” as a justification to deny claims. The logic is that if the vehicle accident victim didn’t run to the hospital for treatment, they couldn’t have been as seriously injured as they later claimed.
You have the right to emergency medical treatment
Under state and federal law, you are entitled to emergency medical treatment even if you do not have health insurance. This therapy is not, however, free; you just do not have to pay for it up front. Any services you receive will most likely be billed directly to you by the hospital.
Check your car insurance for medical payments coverage
If your auto insurance policy includes Med-Pay coverage, you can utilize it to help pay for medical expenses. Med-Pay benefits are normally small, but they can assist with co-pays and other out-of-pocket costs, which can add up quickly even if you have health insurance.
Consider retaining the services of a car accident attorney
If you feel that someone else’s carelessness caused your automobile accident, you can file a car accident injury claim to seek compensation. This compensation will, in most situations, be adequate to pay your medical expenses.
Keep in mind, however, that the amount of compensation payable may be limited by the insurance policy limitations of the party who caused your accident. You may also be obliged to refund your Med-Pay insurance provider and your health insurance provider for the percentage of treatment that they paid for if you win your case.
Nonetheless, in the vast majority of circumstances, it is still advisable to pursue a vehicle accident injury claim. Contact The Law Offices of Larry H. Parker for a free consultation to learn more about this procedure and to determine if you have legal grounds to file a claim. As your vehicle accident lawyer, we will fight for you.
