As the #1 auto accident law firm in Southern California, The Law Offices of Larry H. Parker has handled tens of thousands of car accident, motorcycle accident, and truck accident claims. Over the years, we've learned that some people may inadvertently harm their own cases, without even realizing it. We've compiled some information on three of the more costly mistakes that persons pursuing financial recovery for auto accidents can make. This post is part 1 of a 3 part series.
Uninsured Motorist Insurance Coverage
The first huge mistake in an auto accident claim occurs before an accident ever occurs. While car insurance is mandated by law, many drivers willfully violate the law and simply do not have any car insurance. In California, an estimated 25% to 33% of all drivers have no car insurance. If you or a loved one is involved in a car accident, there may be a 1 in 3 chance that the other driver will not have insurance, an incredibly alarming statistic.
Let's say you are stopped at a red light, and an uninsured motorist rear ends you, and you do not have uninsured motorist insurance. The financial burden of the accident is IMMEDIATELY shifted to you IN FULL. Not only are you responsible for the damage to your car (collision insurance), you would also be responsible for your own medical bills. And all for an accident that wasn't your fault, but was the fault of a criminal.
The remedy to this situation is to have uninsured motorist insurance protection. Uninsured motorist insurance is generally affordable, and an extremely useful safeguard. Not only will uninsured motorist insurance protect you should you be in an accident with an uninsured driver, in most cases, uninsured motorist insurance will also protect you if you are the victim of a hit and run accident.
The Law Offices of Larry H. Parker strongly recommends having uninsured motorist insurance. A few dollars more a month can save you tens of thousands of dollars if you become an accident victim. If you or a loved one has been injured in a car accident, do not hesitate to call our offices at (800) 333-0000 for a free, no-obligation consultation.
For part two in the series, we'll look at another huge, preventable mistake that can seriously affect a case outcome: abruptly stopping medical treatment.