Proposition 213 is a California law that was passed by ballot initiative in 1996 that punishes people who drive without liability insurance coverage, with limited exceptions.

On April 11, 2016 we posted an article on whether or not to opt in for uninsured/underinsured motorist coverage. As part of that article, we went into detail about underinsured coverage. However, in today’s article we will be covering uninsured coverage.

California is known to be one of the highest states for drivers that are uninsured and don’t carry liability insurance. When an accident occurs and the at-fault driver is uninsured, you may not be able to get compensation for any damages, which includes pain, suffering, or damage to your vehicle. However, there is insurance coverage called uninsured motorist protection. If you buy this particular coverage from your insurance company, this means you can either recover damages for your physical injuries or the property damage from your own insurance company. We have never seen an insurance company raise your insurance rate if you have to resort to uninsured motorist coverage.

The Law Offices of Larry H. Parker recommends always having an auto insurance policy with uninsured motorist coverage. The ability to seek compensation for pain and suffering and other non-economic damages can help put the minds of people who have been injured in car accidents at ease. If you or a loved one has been injured in a car crash, call us today at (800) 333-0000 for a free consultation or visit our website for more information. We’ve been helping accident victims for decades, and we’ll fight for you!®

📞 Call 800-333-0000 Today!