Get the Benefits You Deserve by Working with a Disabled Widows Benefits Attorney in Lake Elsinore CA
Losing a spouse is a traumatic experience. The last thing you need to do is to struggle financially. While disabled widows benefits in Lake Elsinore CA can help make your life easier financially, it can be a challenge to navigate the system to qualify for them. That is where we come in: You have found a DWB attorney in Lake Elsinore CA who is ready to help you find the best way forward. Contact The Law Offices of Larry H. Parker at 800-333-0000 to request a consultation.
When Do Disabled Widow Benefits in Lake Elsinore CA Begin?
There are no benefits paid during the month in which the spouse dies. If your spouse dies and receives disability or retirement benefits from Social Security, whether in the mail or in a joint checking account, you are required to return it to the Social Security Administration. The SSA must determine if you are eligible to receive disabled widow benefits in Lake Elsinore CA and if they determine that you are, then the payments must be made directly to you. When your benefits begin as a disabled widow depends on when Social Security finds you to be disabled as defined under their rules and regulations.
Social Security also pays a one-time payment of $255 if you were living with your spouse at the time of their death. Generally, the lump-sum is paid to the surviving spouse who was living in the same household as the worker when they died.
What Are the Rates for DWB Benefits in Lake Elsinore CA?
It depends on how much your spouse paid into their Social Security account – the more they paid, the more you would receive. Your benefit is also based on your age. If you are at full retirement age then you will receive 100% of their benefit. If you are 60 or older but not yet at full retirement then you can expect to receive anywhere between 71.5 – 99% while a person 50 – 59 would get 71.5% of their spouses SSA benefit.
Who Can Receive DWB Benefits in Lake Elsinore CA?
If a person worked under Social Security long enough to qualify for benefits and dies, then their widow or widower may be eligible to receive disabled widows benefits in Lake Elsinore CA. The number of work credits required to ensure a person qualifies will depend on how old the person was when they died. The younger a person is at the age of their death, the fewer credits they are likely to have and the less likely their widow is to qualify for DWB.
In order for a person’s widow or widower to qualify for benefits, they must have been at least 50 at the time of their death. The widow or widower must be disabled and their disability must have started either before the death of their spouse or within seven years of that date.
How Do I Get Help Applying for Disabled Widow Benefits in Lake Elsinore CA?
The process can be difficult and can involve an administrative hearing with a Judge. Making even a minor mistake could lead to a claim being denied. This is one of the reasons that The Law Offices of Larry H. Parker is standing by to provide comprehensive help with Social Security applications and appeals.