How to Determine Medical Coverage After Being Injured in a Car Accident

If you are injured in California, you may have several choices for getting your medical costs reimbursed and covered by insurance. At 800-333-0000, we frequently receive inquiries from clients who are unsure if their insurance will cover their injuries after a vehicle accident, if they must pay their medical expenses out of pocket, or what their choices are during the litigation process. Continue reading to learn the basics, but contact us at 800-333-0000 for a free legal consultation and answers to your particular issues.

Several types of insurance may be available to cover your injury

A person who is wounded in California may be able to have their medical costs covered by a number of insurance policies. Private insurance, which you may acquire on your own or via your work, is the most prevalent. Medi-Cal or comparable government insurance policies are another possibility.

There may be other options for covering your medical expenses, such as your renter’s or homeowner’s insurance policies. Your medical bills, as well as the costs of anybody else harmed, may be covered depending on the circumstances of the sort of accident. Of course, this would not apply in the event of a car accident, but it may in the case of a slip and fall accident.

There’s a chance you’re covered by many policies

It is common for an accident victim to be covered by multiple insurance policies. In such case, your lawyer will need to review your policies to see which ones will cover what. We are familiar with the ins and outs of all sorts of insurance policies and can guarantee that your claims are submitted to the insurer most likely to pay the greatest amount on your claim.

If you win a personal injury case, your insurer is likely to get paid

If your insurer covers your medical expenses, they will almost certainly be entitled to a part of the settlement you get. Your insurance provider may even offer to file a lawsuit on your behalf, although we typically advise against doing so. Remember that your insurance company wants to get paid as soon as possible, but you want a settlement that covers your long-term damages.

Having a personal injury attorney on your side is always a good idea, whether you have many insurance plans or none at all, whether you have rising medical expenses or none at all. To schedule a free legal consultation, call 800-333-0000 at 800-333-0000 right now. Before giving you our best legal advice about your choices, we’ll carefully evaluate your accident claim, the facts, and your side of the story.