When you think of workers’ compensation claims, you might think of them providing overage for injuries on the job. It is true that they largely cover those types of injuries, but this type of insurance also covers occupational diseases. Keep reading to learn what is meant by “occupational diseases” and what it means for your potential workers’ compensation claim. If you need help, remember that The Law Offices of Larry H. Parker is here to provide it.
A Definition and Examples of Occupational Disease
When discussed in terms of relation to workers’ compensation, an occupational disease is defined as a chronic disorder that has a root cause in the environmental conditions or required work activities at your workplace. They can affect just about any part of the body, from the bones to the lungs to the muscles.
Common examples of occupational diseases include:
- Carpel tunnel syndrome
- Contact dermatitis
- Chronic obstructive pulmonary disease
- Hearing loss
- Tennis elbow (lateral epicondylitis)
- Hand-arm vibration syndrome
There are, of course, other types of occupational disease, but these are some of the most common examples.
Causes of Occupational Disease
There are many different elements that can cause on-the-job illnesses for workers. For example, a worker could become sick after being exposed to harmful chemicals or gases used during regular business operations. A staff member could develop a health issue resulting from mental or emotional trauma caused by stress at the workplace. Some of the most common on-the-job injuries occur as the result of repetitive motion.
All Workers are at Risk of Developing an Occupational Disease
While there are certain industries that more commonly see occupational diseases in their employees, such as auto repair shops, hospitals, manufacturing, factories, and construction, all businesses pose some level of risk to their employees.
Occupational Diseases and Your Workers’ Compensation Insurance
An employee who believes they have an occupational disease must be able to prove that it was caused by some time of hazard within their workplace. The symptoms of the disease must be consistent with the common symptoms of the illness. If the employee can prove both of those things, then their workers’ compensation case should move forward.
This should mean that their policy offers coverage for medical care, replaces a portion of your lost income, and otherwise addresses the financial costs of your recovery.
Have You Been Injured on the Worksite?
If you have been injured on the worksite, whether it is an acute or chronic injury, The Law Offices of Larry H. Parker might be able to help. You can contact us at 800-333-0000 to request a free legal consultation. We will go over the basics of your case to find the best way forward. Call now, and we can get started.