Get Answers to Your Questions About Insurance Coverage After an Accident

If you have been injured in a California accident then there are a number of ways you may be able to get the costs covered by insurance. When we work with new clients at The Law Offices of Larry H. Parker, we always go through the specifics of their injuries and their insurance coverage options. We are always looking for ways to ensure they do not have to pay for their medical treatment out of pocket.

Read on to get general answers about how insurance coverage may provide the assistance you need. If you have questions about how that will affect your personal injury case, please contact us at 800-333-0000 for a free legal consultation.

What insurance covers my injury?

That depends on a number of things, including the type and seriousness of the injury, how you were injured, and what types of insurance coverage you have. Two of the most common examples are medical insurance from private insurers, such as medical benefits you may get from your employer, and government issued insurance such as Medi-Cal. Depending on the injury, there may also be coverage for you under renter’s or homeowner’s insurance policy.

Who covers me if I have more than one insurance policy

If you have more than one insurance policy then you should talk a personal injury attorney who can help you decide which policy will work bets for you. In some cases, it makes the most sense to submit claims to all insurance providers who may reimburse you, while in other cases you may want to submit claims only to one insurer. We can advise you on which insurance policy you should be submitting claims to.

Will my insurer get money if I win a personal injury case?

If your insurer has paid for your medical bills then they may be entitled to reimbursement for the medical costs they covered. In some cases, your insurer may bring the case on your behalf. In this instance, you should still call a personal injury attorney because the insurer is bringing a case to meet their needs – which are not the same as your goals.

How does insurance work if I am filing a personal injury lawsuit?

It can be complicated to work directly with your insurance company, especially in situations in which you need medical or litigation costs covered. We have years of experience helping people in the exact situation you are in. There is no reason to waste your time trying to figure out this complicated mess on your own. We are here to help.

If you are ready to talk to an attorney who can outline your options and let you know what your next move is, then we welcome your call to The Law Offices of Larry H. Parker at 800-333-0000. We provide a free legal consultation so that you will always know what your options are before you sign on. Call today and let us walk you through this complicated situation.