In a perfect world, you could count on an insurance company to provide you with fair coverage and an honest settlement after an injury. Unfortunately, this is far from the truth. The truth is that insurance companies are in business to make money. Their goal is to settle cases for as little as possible – and in some cases they may take advantage of perfectly legal tactics to get you to take less than you deserve.
Keep reading to learn about them and remember that the best way to avoid being taken advantage of is to work with a personal injury attorney who can provide legal help. Contact The Law Offices of Larry H. Parker at 800-333-0000 now if you are in need of a free legal consultation.
- Doubting Your Injury and Its Severity
- Blaming You for the Accident
- Pressuring You to Sign Documents
- Trying to Use Software to Lower Your Claims
Of course, it is reasonable for an insurance company to need evidence of your injuries but it is not necessary for them to unfairly doubt your injury – or doubt how serious it is. In some cases, insurance companies will use aggressive methods of trying to “prove” that you are not injured or that your injury is not particularly serious.
One common example is trying to use the fact that you may not have gone to the hospital in an ambulance as evidence that you were not seriously injured. Your attorney can fight this by showing that you were in shock, you were helping someone else, or whatever other reason you may not have gone directly to the hospital.
It is common for a person who was the victim of a car accident to assume that if the police note that the other party was at fault, that they are in the clear. Unfortunately, the insurance company may still fight this. They may say that the damage or injury would not have been as serious if your car had been properly maintained. Once again, your attorney can counter these types of arguments.
If they get you to agree to and sign a settlement, then you cannot sue them in the future. They may pressure you to sign something. They may not explain to you exactly what it means. This is why you should never sign a document without first consulting with an attorney. If they don’t want you to do so, this is a good sign that it is essential to talk to an attorney.
Many insurance companies use complex algorithms and software to determine average losses and damages for a particular type of accident. This info might be useful in projecting future losses for the insurance company, but it does not take into account the particulars of your specific accident. When you contact The Law Offices of Larry H. Parker at 800-333-0000 for a free legal consultation, we will find ways to show that this is not an accurate method to use.