Five Essential Steps to Prevent Insurmountable Medical Bills After an Accident

Ideally, a person who suffered a serious accident would be able to concentrate on healing without anything else to worry about. That is not the reality for many people who must worry about medical bills they will never be able to pay. If you have suffered a serious injury, read on to learn five steps that can help you prevent dealing with this situation – and then contact The Law Offices of Larry H. Parker at 800-333-0000 to request a free legal consultation.

  1. Get Medical Care as Soon as Possible
  2. People who are worried about being able to afford medical care will often assume that they should wait until it is absolutely necessary before going to the doctor. This is false. The truth is that a minor injury can turn into a major injury if you do not have it taken care of as quickly as possible. Additionally, if you wait days or even weeks to have your injury seen by a doctor, the defendant in a personal injury case might use that as evidence that you were not as injured as you said you were.

  3.  Refuse an Immediate Insurance Settlement
  4. If you are offered an insurance settlement right away, you might take that is great luck – now you can pay your medical bills. Not so fast. The truth is that if you are offered a settlement right away, this is actually a good sign that your case is worth much more. Remember that it needs to cover not just your past expenses but your future damages as well.

  5.  Document the Scene
  6. Even if you believe that it is clearly your fault – or clearly the fault of another party – you should always document the scene. Take photos, get information from eyewitnesses, and do everything you can to protect all evidence. This could help you win your personal injury case, which is the best way to pay for your medical bills.

  7. Check Your Medical Bills for Inaccuracies
  8. According to one study, overcharges and charging twice for the same procedure can significantly raise medical bills. The study in question looked at Medicare bills and found that of the nearly 500 claims they looked at, 83% had errors for an overcharge of at least 40%. Look at your bills and be sure that all charges are accurate. Ask questions if you do not understand what a charge is for. You have a right to this information.

  9. Hire a Personal Injury Attorney
  10. The real key is to find the right personal injury attorney. Do not worry – you do not have to pay us upfront. We start with a free legal consultation. If we decide to take your case, we take it on a contingency basis that assures you do not have to pay us until we win your case. If we do not win that case then you do not owe us anything. Contact The Law Offices of Larry H. Parker at 800-333-0000 for a free legal consultation.