Don’t Fall for These 5 Tricks Insurance Adjusters Often Try

In a perfect world, if you were injured in an accident, the at-fault party would admit fault and their insurance company would offer a reasonable settlement for the claim. Unfortunately, that is rarely the case. Even when it is clear who is at fault, the insurance adjuster for the at-fault party’s insurance company often attempts what some would consider unfair tricks to lower their payout.

There are two things to do to prevent yourself or your loved one from becoming a victim of these types of tricks. First, be aware of them and know to look out for them. Second, work with a personal injury attorney who is well aware of these tactics and can prevent you from being taken advantage of. To speak to an attorney who is ready to help, contact The Law Offices of Larry H. Parker at 800-333-0000 for a free legal consultation.

  1. Convincing You They Are There for You
  2. It is essential to remember that insurance adjusters are not on your side. They may be nice, they may seem fair but it is essential to always keep in mind that they work for the insurance company – not you. This is true even if it is your insurance company. The goal of the adjuster is not to find the fairest amount to pay out, their goal is to find the least amount they can pay out and get the case closed. You need someone on your side as well – you need The Law Offices of Larry H. Parker.

  3. Convincing You to Settle as Quickly as Possible
  4. They may tell you all sorts of things in an effort to convince you that it is best to settle the case sooner rather than later. In fact, this is often the opposite if the truth. Most personal injury cases have a two-year statute of limitations, which means you have two years to file your case. While you may not want to wait that long, you do want to wait until all of your injuries – and the extent of said injuries – are clear.

    For example, let’s consider a person who suffers a concussion after a car accident. The insurance adjuster may say that it’s “only” a minor injury and offer a settlement based on that “fact.” Two months later, the victim is having headaches, goes to the doctor, and discovers that they actually suffered a much more serious traumatic brain injury. If a settlement was already signed and completed, they would have no recourse.

  5. Convincing You to Provide Private Information
  6. The truth is that they can ask you for whatever they want. They can ask for job performance reports, medical case histories, etc., but they do not legally have a right to many of those documents. In many cases, these seemingly innocent documents can hurt your case. Do not offer anything without talking to your attorney.

  7. Convincing You Not to Hire a Personal Injury Attorney
  8. They do not want you to hire an attorney because they know what we know what your case is worth and that we will fight tirelessly to get you a fair shake.

  9. Convincing You to Accept Less Than Your Case is Worth
  10. Each of the other four points are all leading to this trick: Getting you to accept less than your case is worth. Do not fall for it. Contact The Law Offices of Larry H. Parker at 800-333-0000 to request a free legal consultation today.