If you’re in a ridesharing accident, you’re probably wondering who’s accountable for the costs. Is it the driver? What about the ride-hailing service? Is there again another involved driver? Of course, the answer is partly determined by who was at blame, but there are other elements to consider as well. Continue reading to discover more about Lyft and Uber accident claims, and then call The Law Offices of Larry H. Parker at 800-333-0000 for a free legal case review with a ride sharing accident attorney in Los Angeles CA.
Uber and Lyft provide insurance to their drivers
First and foremost, both Uber and Lyft provide its drivers with a $1 million liability insurance policy. This starts when you get in the car – and probably earlier – and concludes when you get out. In comparison to other taxi services or private insurance plans, this is a fairly hefty coverage. If you were a passenger in an Uber or Lyft at the time of the accident, you should be covered under that policy. However, it is not always so straightforward. This is why you should work with a ride sharing accident attorney in Los Angeles CA.
Uber or Lyft’s Three Stages of “Working”
Who pays for the damages is primarily determined by whether or not the driver was working. It may appear that determining whether or not they were working is straightforward, but this is not the case. Working for Uber/Lyft is divided into three stages:
- You are not currently logged in to the app
- I’m logged in and waiting for a request for a ride
- The driver is on his way to pick up passengers or has passengers in his car
Uber or Lyft is not liable for damages if the driver is not logged in. The policies of Uber or Lyft may or may not cover damages if the driver is logged in and waiting for a request. If the driver is actively driving a passenger or has accepted a trip and is on their way to pick up a passenger, the policy of Uber or Lyft will protect them. If there is confusion, let your ride sharing accident attorney in Los Angeles CA.
You’re in a win-win situation if you’re a passenger.
Of course, you had to deal with injuries, missed wages, and pain and suffering, but if you were the passenger, you were in a win-win scenario in terms of your personal injury case. If the driver of the car in which you were riding was at fault, Uber or Lyft will be responsible for providing you with coverage.
If you were injured by another car, their insurance company is accountable for your injuries. If the collision was caused by a driver who was not insured or underinsured, the ridesharing company’s coverage will kick in.
The simple reality is that if you were a passenger in an Uber or Lyft vehicle when it was involved in an accident, your damages will almost certainly be compensated — if you play your cards correctly. The first step is to call a ride sharing accident attorney in Los Angeles CA who can assist you: For a free legal consultation, contact The Law Offices of Larry H. Parker at 800-333-0000.