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Learn about the tactics insurance companies use to defend against personal injury claims and how to fight back

3 Strategies Insurance Companies Will Use Against You

Have you been injured in a car accident that was not your fault? You may assume that you can just let the insurance companies work out the details and then you will receive full and fair compensation for your injuries and property damage.

Unfortunately, this is not likely to happen. Insurance companies want to protect their own bottom lines, which means that they don’t want to pay out one cent more than absolutely necessary on any car accident injury claim. Instead, the at-fault party’s insurance provider will likely try to employ one or more of the following strategies to limit your compensation:

Delay

Insurance companies know that the longer they make accident victims wait for a settlement offer, the more desperate these victims will feel. With bills piling up, accident victims may feel pressured to accept any settlement offer, even if the amount of the offer isn’t fair.

Deny

Your ability to secure compensation in a car accident injury case depends on your ability to prove that the at-fault party caused your accident. The at-fault party’s insurance provider may devote considerable time and effort to undermining your ability to do this. They may try to find evidence that you caused your own accident, or that some other third party was actually responsible. If they are successful in denying liability for your accident, they won’t have to provide any compensation.

Diminish

If liability for your accident is clear, the insurance company will likely focus on reducing the amount of compensation they have to provide. This can be done by arguing that your injuries were not actually caused by the accident or were not as severe and painful as you claim. Refusing to include pain and suffering in the settlement offer is a particularly common way of diminishing the value of a claim.

Fight Back with The Law Offices of Larry H. Parker

The good news is, you can get an aggressive defense against all these strategies by hiring The Law Offices of Larry H. Parker as your car accident attorney. We can handle communications with the insurance company for you and keep the pressure on them to resolve your claim in a timely fashion. We can also help to gather evidence that will prove liability for the accident and establish the full impact and cost of your injuries, which will prevent the insurance company from unfairly denying or diminishing your claim.

To learn more about how we can help you, please contact us at 800-333-0000 and request your free initial consultation.