If you’re a new driver, it seems like the whole world is out to distract you when you’re on the road. It’s no coincidence because teenage drivers between the ages of 15-19 have the highest average annual crash rate. Not only are teenage drivers known to be risky drivers, but adding them to your existing insurance policy can be an additional burden on your wallet.
According to a report founded by InsuranceQuotes, the cost of adding a new teenage driver in California will increase your annual premium by 83%. That’s just adding them to your policy. If your teen is involved in an auto accident, those rates will skyrocket tremendously.
One in Five of 16-year-old drivers will be involved in an accident within their first year, and that risk increases incrementally with each mile per hour they go over the speed limit. As parents, educating your teenager about driving safety is not always easy, but it is extremely important.
Luckily, the average premium increase for teen drivers is down from last year’s average. This means that more states and parents are engaging in the Graduated Drivers License program that helps educate teens about safe driving standards.
When a car accident occurs, knowing where to go for help is a tremendous relief. The Law Offices of Larry H. Parker recommends always having full coverage, but at the very least liability insurance for your teen.
If you or a loved one has been injured in an accident, call us today at (800) 333-0000 for a free consultation. We have successfully been helping the victims of car accidents for decades, and we can help you and your young teen too. Visit our website at larryhparker.com for more information.