Navigating the world of long-term disability can be a challenge. The first step is to make sure that the condition you are suffering from qualifies for benefits. Note that while many people think that only an injury will qualify them, there are many medical conditions that could qualify a person for disability. For example, a person suffering from a chronic illness, degenerative disease, or neurological disorder could qualify too.
Common Medical Conditions That Qualify for Long-Term Disability
While this list is not exhaustive, and there are many other medical issues that can qualify a person for disability, some of the most common include:
- Cancer
- Bipolar Disorder
- Crohn’s Disease
- Chronic Fatigue Syndrome
- Degenerative Disc Disease
- Fibromyalgia
- HIV/AIDS
- Lupus
- Multiple Sclerosis
The Insurance Company Must Prove You Do Not Qualify for Long-Term Disability
It is important to remember that it is up to the insurance company to prove that you do not qualify for benefits. As a result, they are going to ask for every shred of information they can get their hands on, including medical records, lab tests, and much more. You might even be denied coverage for something as simple as misclassifying your illness. For these and other reasons, it is wise to work with an attorney for these issues.
Are You Not Sure if You Qualify? Contact a Social Security Disability Insurance Attorney
It can be difficult to determine if your injury or medical condition qualifies for disability. In addition to actually disabling you, it must also meet a set of criteria. Further, you must be able to prove your disability. If you cannot do so, then you will not have your benefits approved.
Even if you can prove your disability and how it prevents you from working, it can still be difficult to fill out the forms correctly. The bad news is that even a slight error can lead to a denial. The good news is that you can appeal a denial. The better news is that you can work with an SSDI attorney who can help you fill out the forms correctly the first time.
Call Today for a Free Legal Consultation
If you are feeling overwhelmed and unsure of where to start, we recommend you contact The Law Offices of Larry H. Parker at 800-333-0000 for a free consultation. We can go over the basics and listen to your story to determine if it is likely that you qualify for benefits. If so, we might be able to help you. Call now, and let us begin the process today.
